Refunds
Cancellation, partial refunds, switching mid-policy — the math.
2 · step-by-step walkthroughs
OSHC Refund Guide: Withdrawing, Leaving Australia or Visa Cancellation
A practical guide for international students in Australia — oshc refund guide: withdrawing, leaving australia or visa cancellation.
2026-06-11
2026 OSHC Refund Guide: Cancellation, Partial Refund, Mid-Policy Switch
The actual refund math when you cancel OSHC early, the four refund-eligibility tests insurers run, and the timing trick that gets you a clean prorated refund.
2026-05-28
What you can do here
Renewal
Renew your OSHC on the insurer portal, switch providers, handle multi-visa periods.
Claims
GP visit, specialist, hospital admission, prescription — step-by-step.
Plan changes
Upgrade or downgrade cover, add a partner or dependent.
Multi-visa transitions
500 → 485 → TR → PR : OSHC vs OVHC vs Medicare reciprocal.